đź“ŚCut Your Spending by $400 a Month! by hunty sa - Musely
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đź“ŚCut Your Spending by $400 a Month!

posted in Family & Kids > Money
08/13/2015
  • you know if you cut your spending by $13 a day, you’ll save $400 a month and $4800 a year! Pay attention to the little expenses because they really do add up. This is currently the most popular article on The Budget Diet, and I’ve just updated it for 2015 thanks to all the helpful comments.
    you know if you cut your spending by $13 a day, you’ll save $400 a month and $4800 a year! Pay attention to the little expenses because they really do add up. This is currently the most popular article on The Budget Diet, and I’ve just updated it for 2015 thanks to all the helpful comments.
  • Reduce Your Bills
    •Call your utility companies to make sure you’re getting the best rate, and to make sure you really need all the services you’re paying for like call waiting or premium cable channels. A few phone calls usually yields savings of $15 a month.

    •If you live in a deregulated state, make sure you’re shopping around for the best electricity rate! It’s easy! In Texas, go to PowerToChoose.org, enter your zip code, see rates, read the fine print and choose a provider. The process is similar for all deregulated states, and there’s no interruption to your service.

  • Shop smarter
    •Stock up on discounted gift cards for places you normally shop. How does 15% off at JC Penney or Pier 1 sound? Buy discounted gift cards for up to 30% off at Cardpool.com!

    •If you shop online, start with Ebates.com – you’ll find coupon codes and earn cash back on every purchase!
    Shopping online? Never leave the coupon code box blank again! Sites like RetailMeNot offer free coupon codes for just about any product you’re shopping for…electronics, fashion, home and garden, books and more.

  • Cut Food Costs
    •Always plan meals, make a list and try to grocery shop once a week.
    Buy store brands, this alone will cut your grocery bill by 25%!

    •Use The Grocery Game, Inc.to maximize your savings. The Grocery Game helps you combine coupons with sales for huge savings and even a few free items each week. You will save at least $50 a week, and you can get started with a free trial!

    •Shop Costco or Sam’s for staples like milk, eggs, butter, cheese and sugar. This is where the real savings are. Remember, everything is not cheaper at a warehouse club.

  • Have Fun For Less
    •Groupon.com is a great source for huge savings on fun things to do in your area like 62% off admission at the Houston Museum of Natural Science

    •Try a high school football game or theatre performance for a cheap evening out.
    How about breakfast and a movie? AMC theatres offer $6 movies before noon.
    Watch your old wedding video and family videos.

    •Pull out your wedding album on your anniversary.
    Have a wine tasting night at home and discover your favorite cheap wine. Simply cover a few bottles with brown paper, taste and rate!
    Host a cooking school for your kids – it’s time

  • Go Green and Save Some Green

    •The Return of the Clothesline – Start using a clothesline or drying rack, and you’ll save nearly 6% on your monthly electric bill according to the Department of Energy…plus your house will be quieter & cooler! If your city or homeowners association prohibits clotheslines, your best option is a cloths drying rack (available at Target, Walmart and Bed Bath & Beyond for about $30). If your monthly electric bill is $200, your friend the clothesline just saved you about $12 a month & $144 a year!

  • More Ways to Save

    •DIY – could you make it yourself or fix it yourself? Thanks to You Tube, there’s a video to teach you just about anything! You can even learn to fix a leaky toilet!
    Consider swapping babysitting or pet sitting with a neighbor.
    Cut and color your hair at home.
    Cut your dry cleaning bill by switching to no-iron shirts. 5 no-iron shirts from Costco cost $79.95, and you’ll save about $250 a year on dry cleaning.
    Instead of a coin jar, try a $1 bill jar – you have to adjust for inflation, right?

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