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21 Things To Stop Wasting Your Money On!!

posted in Shopping
11/09/2013
  • Sometimes the day-to-day “little things” that we hardly even notice can really add up to become BIG money-wasters!

How many of these things have you wasted your money on?
    Sometimes the day-to-day “little things” that we hardly even notice can really add up to become BIG money-wasters!

    How many of these things have you wasted your money on?
  • Credit card interest

If you’re not paying your credit card balance off in full each month, you’re wasting money on interest. Carrying a $1,000 balance on a card that charges 18% costs nearly $200 every year.
    Credit card interest

    If you’re not paying your credit card balance off in full each month, you’re wasting money on interest. Carrying a $1,000 balance on a card that charges 18% costs nearly $200 every year.
  • Paying Late Fees and Missing Deadlines

If you miss a credit card payment by even one day, you will pay a late fee of $25 ($35 if it’s the second time in six months.)
    Paying Late Fees and Missing Deadlines

    If you miss a credit card payment by even one day, you will pay a late fee of $25 ($35 if it’s the second time in six months.)

  • Deal websites

I went through a Groupon phase, and wasted a lot of money. I misjudged my motivation to actually go and try that new place across town.
    Deal websites

    I went through a Groupon phase, and wasted a lot of money. I misjudged my motivation to actually go and try that new place across town.
  • Appetizers

Most restaurants already have portions so big you need a box to bring home the leftovers. Unless you are absolutely starving, you will fill up on the appetizer and wind up wasting money on an entree that never gets eaten.
    Appetizers

    Most restaurants already have portions so big you need a box to bring home the leftovers. Unless you are absolutely starving, you will fill up on the appetizer and wind up wasting money on an entree that never gets eaten.
  • ATM fees

It’s not just two bucks here or $3 there. It adds up. Fast.
    ATM fees

    It’s not just two bucks here or $3 there. It adds up. Fast.
  • Overdraft fees

If you add correctly and make a concerted effort to spend less than you make, you don’t ever have to pay a dime in overdraft fees.
    Overdraft fees

    If you add correctly and make a concerted effort to spend less than you make, you don’t ever have to pay a dime in overdraft fees.
  • Expedited shipping

If you do your shopping online, you often can avoid paying for shipping by having your purchases shipped to a retailer’s brick-and-mortar store or by taking advantage of free shipping promotions.
    Expedited shipping

    If you do your shopping online, you often can avoid paying for shipping by having your purchases shipped to a retailer’s brick-and-mortar store or by taking advantage of free shipping promotions.
  • Designer baby clothes

It’s insanity to spend $20 on a onesie that a child will either spit up on or outgrow in 2 seconds.
    Designer baby clothes

    It’s insanity to spend $20 on a onesie that a child will either spit up on or outgrow in 2 seconds.
  • Forget to return movie rentals on time

Red Box may only be a buck a night, but rent two and leave them behind the sofa, and that can add up quickly.
    Forget to return movie rentals on time

    Red Box may only be a buck a night, but rent two and leave them behind the sofa, and that can add up quickly.
  • Unused Gym Memberships

Unfortunately, when your commitment to work out wanes, the monthly dues don’t stop. Besides, you can run around the block for free.
    Unused Gym Memberships

    Unfortunately, when your commitment to work out wanes, the monthly dues don’t stop. Besides, you can run around the block for free.
  • Unhealthy Habits

Americans burn $44 billion on tobacco and $50 billion on alcohol each year, and that doesn’t begin to take into account the indirect costs related to drinking and smoking. Bottom line: both of these can cost you your health as well as your wealth.
    Unhealthy Habits

    Americans burn $44 billion on tobacco and $50 billion on alcohol each year, and that doesn’t begin to take into account the indirect costs related to drinking and smoking. Bottom line: both of these can cost you your health as well as your wealth.
  • Premium cable packages

Be honest, you don’t watch 90% of the channels that are on.  I know I don’t!
    Premium cable packages

    Be honest, you don’t watch 90% of the channels that are on. I know I don’t!
  • $5 cups of coffee

If you must get your coffee on the go, stick to a gas station or convenience store to lessen the daily blow to your bank account.
    $5 cups of coffee

    If you must get your coffee on the go, stick to a gas station or convenience store to lessen the daily blow to your bank account.
  • Movie Candy

At the grocery store, you can get a pound of popcorn kernels for around $1. At the movie theater, the large popcorn can cost between $6 and $10. Besides, you can always tuck aa candy bar into your pocket.
    Movie Candy

    At the grocery store, you can get a pound of popcorn kernels for around $1. At the movie theater, the large popcorn can cost between $6 and $10. Besides, you can always tuck aa candy bar into your pocket.
  • Not Planning Weekly Meals

Without a plan, you risk wasting money at the grocery store or on fast food.
    Not Planning Weekly Meals

    Without a plan, you risk wasting money at the grocery store or on fast food.
  • Lottery Tickets

Your odds of winning big are somewhere in the neighborhood of 1 in 13 million. With odds like that, the chances of you recouping what you spent on those tickets are slim to none.
    Lottery Tickets

    Your odds of winning big are somewhere in the neighborhood of 1 in 13 million. With odds like that, the chances of you recouping what you spent on those tickets are slim to none.
  • Dry Cleaning

Unless the label says “dry clean only,” you can more often than not get away from washing your dress pants, button-up shirts and dresses in cold water. Skip the dryer and hang or lay flat to dry.
    Dry Cleaning

    Unless the label says “dry clean only,” you can more often than not get away from washing your dress pants, button-up shirts and dresses in cold water. Skip the dryer and hang or lay flat to dry.
  • Subscriptions

Do you have a large pile of magazines that you’re “going” to read? Cancel them. You’ll never notice they’re gone.
    Subscriptions

    Do you have a large pile of magazines that you’re “going” to read? Cancel them. You’ll never notice they’re gone.
  • Bottled Water

It is easy to overlook a small amount spent on bottled water everyday, but it adds up! A 16-ounce bottle of water costs about $1.50. Buy a bottle of water five days a week, and you’ll spend $30 a month and $360 a year.
    Bottled Water

    It is easy to overlook a small amount spent on bottled water everyday, but it adds up! A 16-ounce bottle of water costs about $1.50. Buy a bottle of water five days a week, and you’ll spend $30 a month and $360 a year.
  • Premium Gasoline

Many drivers assume using a “premium” gasoline will make their car perform better. Not true. You won’t go faster, get better mileage or run cleaner — no matter what the terms “super,” “premium” or “plus” imply.
    Premium Gasoline

    Many drivers assume using a “premium” gasoline will make their car perform better. Not true. You won’t go faster, get better mileage or run cleaner — no matter what the terms “super,” “premium” or “plus” imply.
  • Tickets

Speeding and parking illegally is a huge waste of money. Plus, one speeding ticket can raise your insurance rates 10-15%.  Do you REALLY save that much time anyway?
    Tickets

    Speeding and parking illegally is a huge waste of money. Plus, one speeding ticket can raise your insurance rates 10-15%. Do you REALLY save that much time anyway?
  • Do any of these sound familiar to you?  I know I’m definitely guilty of many of them.  Like I said, this was a good reminder to me of the things I have gotten too relaxed about lately.

How have you stopped your money leaks?
    Do any of these sound familiar to you? I know I’m definitely guilty of many of them. Like I said, this was a good reminder to me of the things I have gotten too relaxed about lately.

    How have you stopped your money leaks?
  • Thank you!! 💖😄✌️

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